After the storm: what to do first
If your roof is damaged by wind, hail, a fallen tree, or severe weather, the first step is safety. Do not climb on the roof. If water is actively entering your home, call a roofer for emergency tarping. DeHart Roofing responds same-day to emergency roof repairs.
Step-by-step insurance claim process
- Document the damage. Take photos of exterior damage, interior water stains, and any debris. Do not clean up or repair anything before documenting.
- Contact your insurance company. File the claim as soon as possible. Most policies require prompt notification.
- Get a professional roof inspection. A licensed roofer should inspect the damage and provide a detailed report with measurements, photos, and repair estimates. DeHart provides this as part of our free inspection.
- Meet with the adjuster. Your insurance company will send an adjuster to inspect the damage. Having your roofer present helps ensure all damage is identified and documented.
- Review the settlement. The adjuster will provide a scope of work and payment estimate. Your roofer should review this to ensure it covers the full repair.
- Complete the repair. Once the claim is approved, schedule the repair. Keep all receipts and documentation for your records.
Common mistakes to avoid
- Waiting too long to file the claim (most policies have a 1-year window)
- Making permanent repairs before the adjuster inspects
- Not having a roofer present during the adjuster visit
- Accepting the first settlement without review
How DeHart Roofing helps
We handle storm damage claims regularly. We provide complete damage documentation, meet with your adjuster on-site, and ensure the settlement covers the full scope of work. Contact us for emergency storm damage response.